Take care of our kids is a full time job. We can’t stop just because we are tired. We work hard for them. My husband goes to work for the kids, I work at home to keep them fed, make sure they have clean clothes and good healthy meals. Well what if we aren’t there to take care of them? The no exam term life insurance can help with this. Making sure that they have enough money to get them through school and until they can take care of themselves. We want to be there for our kids until they are fully grown and able to care for themselves, but if we are not, there to take care of them, the insurance can be.