It is hard for people who have dangerous professions or medical conditions to get life insurance. People in dangerous jobs, often those that can cause death or severe injury often find it hard to find a company that will insure them. But, dangerous job are necessary and higher risk life insurance for this type of job can be found. I have a cousin in the Navy and his job can be risky at times. People in dangerous jobs, need to protect their families and their property. So when things goes wrong, you still know that you and your family is safe, in this way of life, it is better to have protection.