In Order To Protect My Family

I never really worried about what would happen to my relatives when I was single. But now that I am married and have two kids, what will to us if something were to happen to me or my husband? I know my husband has a life insurance, but through his employer and on his own. I have been looking at term life insurance quotes for myself. Is this something I need for myself in order to protect my family?

If it is, then I will not be worry anymore if something would happen to me, my kids would live life to the fullest but I hope, I will not die young, I still need to be around with them although yes they will have certain amount to live with their own, I guess life will be much better and happier when Mom, and Dad is around at home.